Author: Lee Huffman

In a world of rising inflation, high interest rates, and crushing debt, it’s no wonder that people are questioning their finances and wondering how much money they need to feel comfortable. In a 2025 survey, the share of Americans who don’t feel completely financially secure rose to 77%. Financial comfort means something different to each person, but it typically revolves around how much you make, what your assets are worth, or how much you owe. What Does Financially Comfortable Mean? Feeling “financially comfortable” is inherently subjective. For some people, it means owning a home or earning six figures, while for…

It’s a smart move to set aside money for an emergency, an upcoming vacation, or any other goal. But where do you put this money so you won’t spend it frivolously on things that don’t matter? A savings account keeps your money safe in the bank and separate from your checking account, while also earning interest. However, today’s traditional bank savings accounts often earn less than 1% interest, which typically doesn’t amount to much. Switching to a high-yield savings account can earn a higher interest rate on your money. Here’s everything you need to know about high-yield savings accounts vs.…

While many people don’t understand them, credit scores have a significant impact on where you work, where you live, how much you pay to borrow, and what your insurance premiums are. Having good credit is crucial if you want to save money and take control of your finances. However, this three-digit number is still a mystery to most people. Here’s how credit scores work, including the factors that go into your score, six ways to improve your credit, and alternative strategies you can count on. What Is a Credit Score A credit score is a three-digit number that lenders, landlords,…