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Author: Ashley Donohoe
Ashley Donohoe
Ashley Donohoe is a personal finance educator with over 15 years of writing and editing experience. Whether she’s covering complicated tax laws or investment strategies, Ashley is skilled at breaking down complex topics with practical examples. Ashley holds multiple financial education certifications, including the Certified Financial Literacy Professional℠ (CFLP®) and Certified Financial Education Instructor (CFEI®) from the National Financial Educators Council. She also earned the Financial Planning & Wealth Management Professional℠ (FPWMP®) credential She’s an IRS Annual Filing Season Participant and holds the Uniform Tax Certification. Her work has appeared on major websites, such as The Independent, CNN Underscored, MarketWatch, FinanceBuzz, Car and Driver, GoBankingRates, and Money.com. Ashley’s holds a B.S. in Multidisciplinary Studies and a B.S. in Accounting and Data analysis from Liberty University, and an M.B.A. from Western Governors University.
With the average mortgage payment being about $2,000, you might dream of no longer having to hand your lender a big chunk of your income each month. And then you’ve got the hundreds of thousands of interest you might pay by the time everything’s over. But before you start throwing more money at your mortgage, don’t assume that paying it off early is a great money move. The reality can be much different. Not only could you miss out on earning more money elsewhere, but you might not get the relief you expected. Let’s look at the tradeoffs so you…
Whether you’re looking for a credit card, furniture, or even a new car, you’ll often come across 0% APR offers. Since these financing deals don’t require paying interest for a certain period of time, they seem like an easy way to borrow money for free. But are they too good to be true? While a 0% APR offer could save you money and reduce your financial stress when used wisely, the risks might cost you more, affect your spending, and even hurt your credit score. So, get the whole truth about 0% APR offers so you don’t make a borrowing…